Mortgages

Mortgage rates and lending news

Investment

Why 20% Down Payments Remain Popular Among Repeat Home Buyers

With many buyers opting for less upfront, repeat home buyers still favor putting 20% down, leveraging built-up equity for better financial terms.

Investment

Navigating Mortgage Rates: Why Waiting May Cost You in Today’s Market

With mortgage rates projected to stay in the low to mid-6% range, waiting for a drop could lead to missed opportunities in the housing market.

Market News

How Student Debt Impacts Homeownership Delays Across Major U.S. Cities

Student debt significantly delays homeownership, extending down payment timelines by an average of 3.7 years across major metro areas.

Commercial

Understanding Mortgage Potential: Key Factors Beyond Salary in [Location/Market]

Your salary is just one factor in determining mortgage eligibility; creditworthiness, down payment, and debt-to-income ratio are equally crucial.

Market News

Fed's Rate Decision Indicates Possible Hike Amid Persistent Inflation Concerns

The Federal Reserve's recent decision to maintain interest rates, coupled with dissent from three officials, signals heightened inflation worries and potential rate hikes ahead.

Market News

Mortgage Rates Hold Tight Amid Fed's Steady Decision

Mortgage rates remain stable at 6.78% after the Fed's latest decision, but volatility may prompt buyers to act quickly to lock in rates.

Market News

Mortgage Rate Trends and Fed Meeting Insights: What to Expect

Mortgage rates are rising and Fed members are divided on future hikes, affecting homebuyers' decisions and strategies in July.

Commercial

2026 HELOC Market Insights: Top Lenders and Key Options for Homeowners

Explore the leading HELOC lenders of 2026, highlighting Better Mortgage and others, to find the best fit for your financial needs.