Mortgages
Mortgage rates and lending news
Alliant Credit Union: A Not-for-Profit Lender with Diverse Mortgage Options
Alliant Credit Union offers a range of home loans via a fully digital platform, ideal for members seeking a not-for-profit lending experience.
Refinancing Home Equity Loans: A Guide to Options and Considerations
Discover the methods and key factors involved in refinancing a home equity loan, including optimal timing, lender requirements, and cost analysis.
Understanding Current Mortgage Rates: Decoding the Spread Impact
Mortgage rates are influenced by the spread between the 10-year treasury yield and real estate market conditions, revealing why substantial rate drops aren't expected soon.
Current Mortgage Rate Trends: The Impact of July's Jobs Report on Housing Market Dynamics
The July jobs report has altered expectations for Federal Reserve actions, yet it hasn't paved the way for lower mortgage rates, which are projected to remain high.
Why 20% Down Payments Remain Popular Among Repeat Home Buyers
With many buyers opting for less upfront, repeat home buyers still favor putting 20% down, leveraging built-up equity for better financial terms.
Navigating Mortgage Rates: Why Waiting May Cost You in Today’s Market
With mortgage rates projected to stay in the low to mid-6% range, waiting for a drop could lead to missed opportunities in the housing market.
How Student Debt Impacts Homeownership Delays Across Major U.S. Cities
Student debt significantly delays homeownership, extending down payment timelines by an average of 3.7 years across major metro areas.
Understanding Mortgage Potential: Key Factors Beyond Salary in [Location/Market]
Your salary is just one factor in determining mortgage eligibility; creditworthiness, down payment, and debt-to-income ratio are equally crucial.
Fed's Rate Decision Indicates Possible Hike Amid Persistent Inflation Concerns
The Federal Reserve's recent decision to maintain interest rates, coupled with dissent from three officials, signals heightened inflation worries and potential rate hikes ahead.
Mortgage Rates Hold Tight Amid Fed's Steady Decision
Mortgage rates remain stable at 6.78% after the Fed's latest decision, but volatility may prompt buyers to act quickly to lock in rates.
Mortgage Rate Trends and Fed Meeting Insights: What to Expect
Mortgage rates are rising and Fed members are divided on future hikes, affecting homebuyers' decisions and strategies in July.
2026 HELOC Market Insights: Top Lenders and Key Options for Homeowners
Explore the leading HELOC lenders of 2026, highlighting Better Mortgage and others, to find the best fit for your financial needs.