Mortgages
Mortgage rates and lending news
Understanding the VA's New Partial Claim Program: Opportunities for Veterans Facing Foreclosure
The VA's new Partial Claim Program offers vital support for veterans struggling with missed mortgage payments, but servicers may not be ready until November 28, 2026.
Unlocking Home Equity Loans in High-Debt Scenarios: Your Path to Financial Relief
Even with low income and high debt, it's possible to qualify for a home equity loan by showcasing your ability to repay and having sufficient documentation.
Tips to Ensure Your Home Sale Closes Successfully in Today’s Market
Despite concerns, most home sales close successfully. Here’s how to navigate potential pitfalls and keep your sale on track.
Landlord Possession Claims Increase Amid Declining Repossession Numbers in 2026
Landlord possession claims rose 6% in Q2 2026, while repossessions dropped, reflecting shifts post-Renters’ Rights Act and regional variances.
Strong Recovery in Multifamily Debt Options Poised to Transform the Market in 2026
The multifamily market sees increased lending as banks re-enter, with refinancing making up 60% of debt placements amid evolving investor needs.
Accessing Home Equity: Alternatives to Refinancing for Homeowners
Explore ways to tap into your home equity without refinancing, including home equity loans and HELOCs, to maintain your current mortgage rate.
Empowering Home Buyers with Disabilities: Unlocking Mortgage Opportunities
Individuals with disabilities can use disability income to qualify for mortgages, with specialized programs offering accessible support for homeownership.
Unlocking Home Equity: The Key to Your Next Move
Understanding your home's true equity can transform your moving plans, offering financial leverage in today's housing market.
Consumer Credit Surges as Mortgage Growth Slows in Canada
While mortgage debt growth in Canada decelerates, consumer credit is significantly increasing, pointing to rising distress borrowing trends.
Rising Mortgage Rates Could Boost Housing Inventory
Higher mortgage rates may lead to increased housing inventory, offering buyers more options as markets stabilize.
Navigating Home Equity Loans with Bad Credit: Insights for Homeowners
Homeowners with bad credit can still tap into home equity loans, but must navigate lender requirements and avoid scams for secure borrowing.
Leveraging Home Equity: Unlocking Financial Options for Fully Owned Properties
Homeowners with fully paid-off properties can access up to 80% of their home’s value through equity loans, but must consider the associated risks.
Challenges in Canada's Real Estate: Income Gaps and Rising Insolvencies
Canada's housing market faces significant hurdles as homebuyers' incomes lag behind affordability needs, and insolvency rates hit alarming levels.
Assessing 15-Year Home Equity Loans: Payments, Rates, and Suitability for Your Finances
Discover the pros and cons of 15-year home equity loans, including payment structures, current rates, and how to determine if this term is right for your financial goals.
Canadian Homebuyers Face Strain with Income Requirements in Major Markets
Rising home prices in Canada have left prospective buyers needing nearly double the median income to afford a typical home in major markets.
Understanding the Surge in Canadian Insolvencies: BMO's Perspective Under Scrutiny
Despite rising insolvency filings in Canada, BMO attributes the trend to population growth. However, this view oversimplifies a nuanced issue.
Alliant Credit Union: A Not-for-Profit Lender with Diverse Mortgage Options
Alliant Credit Union offers a range of home loans via a fully digital platform, ideal for members seeking a not-for-profit lending experience.
Refinancing Home Equity Loans: A Guide to Options and Considerations
Discover the methods and key factors involved in refinancing a home equity loan, including optimal timing, lender requirements, and cost analysis.
Understanding Current Mortgage Rates: Decoding the Spread Impact
Mortgage rates are influenced by the spread between the 10-year treasury yield and real estate market conditions, revealing why substantial rate drops aren't expected soon.
Current Mortgage Rate Trends: The Impact of July's Jobs Report on Housing Market Dynamics
The July jobs report has altered expectations for Federal Reserve actions, yet it hasn't paved the way for lower mortgage rates, which are projected to remain high.